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Optional Practical Training, or OPT, programs are great ways for international students to get valuable experience working in the U.S. while they prepare for their actual career. OPT insurance makes certain that you and your family have access to great healthcare coverage while you complete your OPT work.

With U.S. unemployment at 10 percent, it’s harder than ever to find a job. There are fewer jobs available and more qualified candidates competing for them. So as an international student, it can be especially difficult to get a foot in the door of your U.S. dream job. But OPT gives you a chance to make your dream a reality. Read more…

Sales are the lifeblood of any business. As an insurance agent, what are you doing to keep the lifeblood of your insurance agency pumping? There are multiple ways you can keep your sales funnel full of new prospects. Here are a few tips:

1) Become a Chamber of Commerce member. Chamber members enjoy a multitude of benefits, including networking opportunities, training classes/seminars, member directory listing and more.

2) Ask for referrals. Just do it. You’ll write some of your BEST business through referrals. Don’t be afraid to tell your current customers that your business is built on referrals and that you’d be honored to help any friends or family members who have insurance questions. (We t

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More over 65s are breaking with convention and travelling further afield more frequently. That’s according to a new report by Age Concern Enterprises, which has pointed to the rise in sales of its travel insurance for the over 65s last year.

It has revealed that annual worldwide travel insurance sales for its over-65s policy went up by an astonishing 41% between January and September 2009 – and this when travel has been one of the industries badly affected by the global economic slump.

From the results it seems clear that more older people than ever before are keen to spend longer periods away from home exploring foreign lands that are even further away. It

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Will car insurance companies start suing Toyota to seek reimbursement for customer claims made as a result of faulty parts? State Farm, the nation’s largest home and auto insurance company, recently announced that it’s considering subrogation action against Toyota for claims State Farm paid due to defects that have been the subject of Toyota’s recalls.

I don’t blame insurance companies for trying to recoup their costs – especially when at least one insurance company has been warning the National Highway Safety Traffic Administration (NHSTA) about some of these issues for years. NHSTA is responsible for communicating that information to car manufacturers.

Insurance companies are often the first to spot defects in cars based on the claims they receive. State Far

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A lot of investors are investing in investment policies that are of great help to them . If you also are looking for a little good and commercial investment policy where you are able to make huge returns on your investments, then life settlement investment funds is the correct investment policy for you. Life settlements are playing a major role in investment market from a long time.

Sophisticated investors have taken advantage of the diversification benefits of life settlement investments for decades. However, earlier this investment policy was meant for high profile people or huge business entities were able to enjoy the benefits of this plan. Read more…

We know it’s against the law to drink and drive. But, if you live in New Jersey, it’s also against the law to sleep and drive. Sound strange? The law makes it illegal to knowingly drive a car while impaired by lack of sleep. According to the Insurance Information Institute (III), New Jersey is the only state with such a law on the books, although other states have considered it.

According to III, the law equates falling asleep at the wheel with reckless driving, and if a driver falls asleep and kills someone in a crash, he or she can be charged with vehicular homicide and serve up to 10 years in jail and pay fines. New Jersey passed this law in 2003 but I wonder if it will catch on in other states. Wil

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