Low Insurance Quote

You can do your part to protect the public from injuries by doing everything in your power to make your business a safe place. You can go even further in protecting the public by carrying business liability insurance. You can make your business as safe as possible and an accident could still happen. That is where liability insurance comes into play. It will protect the public if they get injured or if their property gets damaged by you or your employees. It will protect the public if they get injured while on your business premises.

You may never need to use business liability insurance. Hopefully that will be the case, but you never know when you will need it. Read more…

There’s at least a little bit of good news for the homeowners and residents facing flooding along the Mississippi River. According to Insurance Journal, a House committee approved legislation that would extend the federal flood insurance program for five years. It also includes a plan for financial reform. This legislation would mean the National Flood Insurance Program will be around until 2016 and includes a plan to increase premiums, improve flood maps and receive more public input.

The program is set to expire this fall and has been extended on a short term basis several times. It is currently in more than $17 billion in debt. “

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The personal finance section of FT.com was ‘highly commended’ as ‘Website of the Year’ at the Headline Money Awards for its coverage of consumer finance stories.

The judges said the FT’s website is a very well-judged online offering which continues to improve year-on-year.’,

Another said: “It’s a superior online offering to several of its rivals in this sphere and the add-on features such as its podcasts make it into a really strong proposition overall.”

FT.com/money was selected from a shortlist of national newspaper websites that included www.guardian.co.uk/money and www.telegraph.co.uk/personal finance

Josephine Cumbo, now FT Money’s pension writer was named ‘Protection Writer of the Year’ for her work on insurance throughout the year. Judges commended her fo

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The car insurance customers are buying new cars on the basis of their budget and car economy to search and compare car insurance quotes that are cost effective rather than going with car style and outlook.

The size, style and colour of the car have taken back seat while selecting the new car as the drivers are moving towards more economical vehicles. Earlier the car owners used to be attracted by the colour and style of the car but with rising motoring cost, the car owners have shifted their preference from style to the car economy.

Even the people are also searching used car with affordable prices which is evident by the 40% rise in the searches by the car users.

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Now that UK banks have agreed to set aside billions of pounds to pay back customers who were missold Payment Protection Insurance (PPI), consumer groups say reclaiming money should be easier. Here are the key points to note when claiming:

● Is there any limit on compensation?

No, but claims made via the Financial Ombudsman can only be enforced up to £100,000.

● How far back can I go with my complaint?

The rule of thumb is that providers will look into policies sold up to six years ago, or policies sold up to 10 years ago to customers who were only made aware of the problem three years ago.

But, as PPI is known to have been widely missold, anyone who started a policy before 2005 could still have a claim.

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Most of us will admit to making the odd money mistake now and again, but make too many of them and the chances are you’ll end up seriously out of pocket. Here, we highlight 25 common money mistakes – and what they could end up costing you.

Going overdrawn without agreeing it with your bank first

Unauthorised overdraft charges can be sky-high, so don’t go into the red unless you have an agreed overdraft in place. According to research by moneysupermarket.com, going £500 overdrawn for 5 days without permission will cost £24.31 on average, so if you were to do this four times a year, costs could quickly mount up to nearly £100.

Exceeding your credit card limit

Always keep a regular eye on how much you owe on your credit card so that you avoid going over your limit. Re

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